The law related to personal injury generally deals with injuries to a person that require medical attention. The injury can be caused by anything. Typical causes of injury that give rise to claims for are: car accidents, work related injuries, railroad accidents, animal attacks, boating accidents, defective products, plane crashes, slip and falls, trucking accidents, motorcycle accidents, professional malpractice, negligence of others and death caused by another. Sometimes insurance disputes arise out of one of these injuries; other times disputes with insurance companies arises because the insurance company simply does not want to pay the covered expense. In these instances, the insurance company generally makes up an excuse to avoid the claim.

Various Florida based personal injury law firms assist clients in recovering money for those injuries caused by others. At the same time, these firms maximize a client's rights under any applicable insurance policy. The personal injury lawyers' and attorneys' goal is to aggressively obtain a client's maximum available recovery from all sources. Although many lawyers handle personal injury and insurance disputes, many treat them as routine. These personal injury lawyers prosecute these cases with the same aggressive fervor used in complex securities and commercial disputes. This ensures that WPL obtains the maximum recovery for the client.

Personal Injury Protection or PIP coverage is mandatory in Florida. PIP generally pays for medical and other expenses related to an auto accident" regardless of who is at fault. PIP requires that drivers select who is covered under their Florida policy and the deductible amount. In the event of an accident, coverage is provided to the policyholder, policyholder's relatives in the same household, passengers, and other authorized drivers, where applicable.